Direct Lending Senior Underwriter

Job Description

For more than 80 years, Fort Worth-based EECU community credit union has been committed to providing members A Better Way of Banking®. Today, EECU is one of the largest credit unions in Texas with over $2.2 billion in USD assets and serves over 200,000 members through 15 financial centers across North Texas. In the true spirit of the credit union philosophy “people helping people” EECU was recently honored with the Fort Worth Business Press Corporate Philanthropy Award for employee volunteerism, named Best Bank/Credit Union by the Fort Worth Star Telegram’s readers, and became the 1st credit union in Fort Worth to become Blue Zones certified for promoting employee well-being.   

EECU is seeking a detail-oriented, thorough, and organized senior underwriter to join our growing team. As an underwriter, your primary responsibility will be to review consumer loan applications for creditworthiness and evaluate the degree of risk. The ideal candidate for this position is astute, self-assured, decisive, and is able to complete tasks and make decisions independently.  

This position requires strong underwriting, communication and analytical skills to handle high volume and to ensure all applications are reviewed thoroughly and judiciously. The senior underwriter is responsible for interviewing applicants, and completing loan applications, along with cross selling other qualifying loan products through our video Dialogue Office channel. This position oversees major areas which include adherence with loan policies, underwriting guidelines, loan documents, and loan definition systems. This candidate must possess analytical and technical experience in the use of spreadsheets, along with the ability to use a loan underwriting system. The Senior Underwriter will review monthly delinquency report and recommend actions to address any issues, perform audits on various loans and communicates errors/issues to appropriate management or personnel. Knowledge of small business lending preferred. Responsible for compliance of all Federal and State rules and regulations pertaining but not limited to Bank Secrecy Act, Anti-Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Service Members Civil Relief, and FCRA/FACTA. Required to attend initial and ongoing annual Bank Secrecy Act training.  

 Senior Underwriter Requirements and Qualifications:  

Ø Minimum of five years in consumer lending industry   

Ø Minimum of five years underwriting experience   

Ø Knowledge of small business lending preferred   

Ø Strong underwriting and analytical skills   

Ø Excellent verbal and written communication skills   

Ø Proficient knowledge of Microsoft Office applications   

Ø Must possess analytical and technical experience in the use of spreadsheets   

Ø Excellent time management skills   

Ø Ability to work in a fast paced, team oriented environment   

Ø College degree or equivalent work experience in the financial industry   

  

EECU is an EOE/Vets/Disabled Employer.   

We are an Equal Opportunity Employer and do not discriminate against applicants due to veterans status or on the basis of disability.   

For more information on our organization and benefits please visit EECU Careers at www.eecu.org/careers.

Contact Information